Check out Mitch’s fantastic St. Augustine video. My role in it was very painful:
Usually we freeze in St. Augustine. Winter in north Florida can be cold, and it’s a damp cold – the worst kind. Those that live out West don’t understand. “Fifty degrees?” they say. “Fifty degrees is nice.” In Moab or Steamboat or Fountain Hills, fifty degrees is shorts weather. But in Florida, a damp wind-blown fifty degrees penetrates stocking caps, gloves, winter coats, and especially bones.
Let's Take This Outside 